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Refund Policy

90/30 Guarantee

The best coverage in the industry

Others in the industry think they’re slick offering a 90 day warranty.
What they don’t tell you is there is no warranty after the first 90 days of service!
The majority of the others just offer a 30 day warranty that applies to the previous month.
With us, there’s no need to choose.

We Combined Them!

Creating The Best Guarantee In The Business

If during the first 90 days of service you’re not satisfied for any reason, just let us know. We want the opportunity to make it right. Even if that means refunding your payments for repair services. The below conditions apply.

  • While we encourage you to stay for the full 90 days, so we can get the results you expect, you can request a refund within the first 90 days after on-boarding
  • Refunds are limited to payments made for up to 90 days of service fees
  • If your subscription includes credit monitoring, $15 per month is non-refundable and will be withheld from any refund
  • You or nobody on your behalf (other than Credit Defenders) is currently or has previously attempted to repair your credit within the past 2 years of enrolling with us
  • We were unable to remove 25% or more of all negative items challenged
  • You mailed, faxed, or emailed us all correspondence from credit bureaus and creditors within 7 days of receiving said correspondence

If at any time after 120 days of service you’re not satisfied for any reason, just let us know. We want the opportunity to make it right. Even if that means refunding the payment for the previous month of service. The below conditions apply.

  • Refunds are limited to 30 days of service fees
  • If your subscription includes credit monitoring, $15 per month is non-refundable and will be withheld from any refund

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